Beware - Extending Your Closing Date Could Cause A Buyer Cold Feet
The next step after you find a buyer that can meet your needs and finalize a sale contract is the closing. This is the time all of your hard work pays off. After closing, you can officially move on with your life and leave behind the old. You may feel bittersweet about it but in all honesty, if you are able to sell your house and move on, it is a good thing. You are entitled to feel a bit sad but look at it as a new chapter rather than the end of the last chapter. A new chapter is full of promise and adventures yet to come.
The closing itself may have you a bit nervous, and that is normal. Not all closings are the same so even if you have been through the process before, this one may be different. You will, as a seller learn some lessons throughout the process.
Let me just list a few:
Once you have a buyer, work with them.
Don't act as though you are above their offer, even if they start off with a lower offer. This doesn't mean anything except they are trying to get a good deal. Sellers often get offended, for no real reason. If someone can get a lower price, why wouldn't they? The worst you can say is "no" and the majority of people have been taught to at least ask. The indignation sellers feel is sometimes caused by their agents and a low offer because the agent won't be paid a higher commission with a low accepted offer. Make a reasonable counteroffer. They can say "no" as well and then you both move on.
Don't be nervous about the closing.
You are not an expert on real estate and no one expects that of you. Feel free to ask questions and understand what will happen at the closing
Be prepared to dish out some money at closing and even throughout the process.
You may need to put some investment into the house to have it sell or you may have to pay some of the closing costs. It can still be a good idea to sell with that particular buyer if they are asking for reasonable concessions at closing.
Close fast and close quickly.
The faster you can close, the better. Too many times sellers will not be actually ready to move. Once you have an offer, plan on getting out as soon as you can. Many closings are held up by sellers who are not able to get out of the house. Don't be stuck in a house with a buyer who can back out.
Create valid, legal, and binding contracts.
Use words that don't allow a buyer to back out unless certain circumstances arise. Earnest money is always a good idea but you have to strike a balance between a reasonable amount and scaring off home buyers. Don't be afraid though to require some good faith from a potential buyer. You will be holding the house for them to follow through so asking them to be serious is not unreasonable.
It is important to remain in control of the situation.
When you have a clear contract with agents or strong communication between the parties, everything should move along in an efficient manner.
With that being said, buyers and sellers can both experience remorse over moving on or buying a property. When this happens, they may try to back out but when a contract is secure, they will want to reconsider because they can lose a lot of money. As a seller, don't hesitate to be strong in your demands as you are holding the house for that party.
A homeowner who starts to prolong the closing could run into problems.
Even with a strong contract, if they don't deliver the property on the specific date, they will find themselves in legal hot water. The seller cannot just decide on a whim to not sell their house or to vacate the property by a certain time. The protection is for home buyers as well as sellers. Not only will the homeowner risk legal problems, any extra time or extensions requested can give the buyer a chance to back out. The seller could lose the buyer in a short amount of time if they don't agree to the extensions.
There are legitimate reasons to prolong a closing and usually when this happens, both parties will agree to the necessary extensions. If the buyer cannot get their financing but it is close to approval, the seller could agree to an extension. Most sellers want to see proof of the buyer attempting to get the financing quickly, and will usually agree to an extension. This is the most common problem a closing can encounter.
Another reason to delay a closing is when there is a problem with the property.
Perhaps the inspection brought to light a serious mold issue. The seller is having it fixed but until the house receives a "clean bill of health" from the inspector, the financing will not be available. Most buyers will not buy a house that cannot be considered inhabitable. Until the buyer can secure their financing and see the house is fixed, they will not schedule a closing. Another property problem that could delay a closing would be if the seller owes taxes and in order for the buyer to have a clear title, the taxes have to be paid. The buyer will want to see proof of the lien being removed yet the seller may have to wait until they have the money to settle the debt.
A closing doesn't have to be nerve racking but you should know that things can go wrong. The easiest way to have a smooth closing is to plan ahead. Make sure to have everything organized and know what you are signing. Don't ask for an extension unless you absolutely must as this can cause mistrust on all sides of the transaction.
You are going to need to take one step at a time. Before you can close on your house, you need to find the right buyer. Where do you start with that? You can get your property information in front of a group of qualified buyers just by submitting our property information form! What are you waiting for? The sooner you submit your information to iBuyHouses.com, the closer you are to your closing!
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Business Transactions
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Other legal requirements
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Detailed Information on the Processing of Your Personal Data
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Analytics
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Under this Privacy Policy, and by law if You are a resident of California, You have the following rights:
The right to notice. You must be properly notified which categories of Personal Data
are being
collected and the purposes for which the Personal Data is being used.
The right to access / the right to request. The CCPA permits You to request and obtain
from the
Company information regarding the disclosure of Your Personal Data that has been collected in the past
12 months by
the Company or its subsidiaries to a third-party for the third party's direct marketing purposes.
The right to say no to the sale of Personal Data. You also have the right to ask the
Company not
to sell Your Personal Data to third parties. You can submit such a request by visiting our "Do Not
Sell My
Personal Information" section or web page.
The right to know about Your Personal Data. You have the right to request and obtain
from the
Company information regarding the disclosure of the following:
The categories of Personal Data collected
The sources from which the Personal Data was collected
The business or commercial purpose for collecting or selling the Personal Data
Categories of third parties with whom We share Personal Data
The specific pieces of Personal Data we collected about You
The right to delete Personal Data. You also have the right to request the deletion of
Your
Personal Data that have been collected in the past 12 months.
The right not to be discriminated against. You have the right not to be discriminated
against for
exercising any of Your Consumer's rights, including by:
Denying goods or services to You
Charging different prices or rates for goods or services, including the use of discounts or
other benefits or
imposing penalties
Providing a different level or quality of goods or services to You
Suggesting that You will receive a different price or rate for goods or services or a different
level or
quality of goods or services.
Exercising Your CCPA Data Protection Rights
In order to exercise any of Your rights under the CCPA, and if you are a California resident, You can email
or call
us or visit our "Do Not Sell My Personal Information" section or web page.
The Company will disclose and deliver the required information free of charge within 45 days of receiving
Your
verifiable request. The time period to provide the required information may be extended once by an
additional 45 days
when reasonable necessary and with prior notice.
Do Not Sell My Personal Information
We do not sell personal information. However, the Service Providers we partner with (for example, our
advertising
partners) may use technology on the Service that "sells" personal information as defined by the
CCPA
law.
If you wish to opt out of the use of your personal information for interest-based advertising purposes and
these
potential sales as defined under CCPA law, you may do so by following the instructions below.
Please note that any opt out is specific to the browser You use. You may need to opt out on every browser
that you
use.
Website
You can opt out of receiving ads that are personalized as served by our Service Providers by following our
instructions presented on the Service:
From Our "Cookie Consent" notice banner
Or from Our "CCPA Opt-out" notice banner
Or from Our "Do Not Sell My Personal Information" notice banner
Or from Our "Do Not Sell My Personal Information" link
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Mobile Devices
Your mobile device may give you the ability to opt out of the use of information about the apps you use in
order to
serve you ads that are targeted to your interests:
"Opt out of Interest-Based Ads" or "Opt out of Ads Personalization" on Android
devices
"Limit Ad Tracking" on iOS devices
You can also stop the collection of location information from Your mobile device by changing the preferences
on your
mobile device.
"Do Not Track" Policy as Required by California Online Privacy Protection
Act (CalOPPA)
Our Service does not respond to Do Not Track signals.
However, some third party websites do keep track of Your browsing activities. If You are visiting such
websites, You
can set Your preferences in Your web browser to inform websites that You do not want to be tracked. You can
enable or
disable DNT by visiting the preferences or settings page of Your web browser.
Your California Privacy Rights (California's Shine the Light law)
Under California Civil Code Section 1798 (California's Shine the Light law), California residents with an
established
business relationship with us can request information once a year about sharing their Personal Data with
third parties
for the third parties' direct marketing purposes.
If you'd like to request more information under the California Shine the Light law, and if you are a
California
resident, You can contact Us using the contact information provided below.
California Privacy Rights for Minor Users (California Business and Professions Code
Section 22581)
California Business and Professions Code section 22581 allow California residents under the age of 18 who are
registered users of online sites, services or applications to request and obtain removal of content or
information
they have publicly posted.
To request removal of such data, and if you are a California resident, You can contact Us using the contact
information provided below, and include the email address associated with Your account.
Be aware that Your request does not guarantee complete or comprehensive removal of content or information
posted
online and that the law may not permit or require removal in certain circumstances.
Links to Other Websites
Our Service may contain links to other websites that are not operated by Us. If You click on a third party
link, You
will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every
site You
visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any
third
party sites or services.
Changes to this Privacy Policy
We may update our Privacy Policy from time to time. We will notify You of any changes by posting the new
Privacy
Policy on this page.
We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming
effective and
update the "Last updated" date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy
are
effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, You can contact us:
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on the badge to find out more about our SSL and verify that our certificate is valid.
What is SSL-encryption?
When you access our SSL-encrypted page, your browser validates our SSL-certificate by contacting the source
of
certification (Thawte Server CA). This way the browser ensures that it is connected to the server you have
requested and not to an impostor. After successful validation, your data is ciphered with up to
256-bit-encryption
and transmitted.
